Insuring courier vehicles has historically generated mixed feelings among insurance companies. However, many insurance companies have embraced the fact the courier businesses require tailored insurance to meet their business needs and are welcoming new customers by offering savings and discounts on introductory courier insurance policies.

There are many savings to be made on comprehensive courier insurance deals. Some insurers are including such things as:

Cover while driving in the European Union. Restrictions do apply, 30 days cover is typically offered as inclusive depending on the terms and conditions of the policy. However there are some insurers who offer 90 days cover as inclusive in their comprehensive policies.

Generous No Claims Discounts with the option to protect the discounts. Generally this means that insurers will allow for a certain number of claims to be made before it affects your no claims discounts.

Breakdown and roadside assistance. Restrictions will apply within the policy. Usually the gross vehicle weight is restricted to 3.5 tons. If you need to have full breakdown, roadside assistance or home-start cover it will be advisable to speak with the insurers to arrange for this to be added to the policy, there will be additional costs involved.

Replacement for vehicles which are under six months old. Restrictions will apply to gross vehicle weight, exact details of this offer will be found on the terms and conditions of the policy.

Courtesy or replacement vehicle while yours is being repaired after an accident. Again, restrictions will apply and full details can be found on the policy's terms and conditions. A courtesy vehicle will also be provided with Third Party Fire and Theft policies when a Non-Fault accident occurs (where available) by some insurers.

Limited mileage discounts. The amount of unlimited miles can vary greatly between insurers. If your courier service only operates within a specific radius it is worth while mentioning this to see whether further discounts can be offered.

Electronic equipment. Sometimes insurance cover for alarms, tracking devices and immobilisers are included with comprehensive insurance deals.

With ever increasing insurance costs insurance companies are offering some very competitive and low cost courier insurance in order to get your interest and generate new business. With the present economic situation in the UK it has probably never been a better time to find some very good courier insurance deals!

Using a broker who specialises in courier insurance can save you a lot of precious time searching for the most competitive deals. Online insurance is also an option which can help you save money and time.

'Cool off periods' are included by insurance companies should you change your mind after agreeing the policy, however there will usually be administration charges applied. So before you make a commitment and agree the policy take time to read the terms and conditions and bring any concerns or worries to the attention of the insurance company. At the end of the day you are their customers and they will be only too pleased to offer help and advise you, so that you are a satisfied customer who will renew the policy and tell others of the great courier insurance deal you have!