As the aging population increases and has not planned for long term care expenses, many are seeking public assistance yet are angry at the price they must pay to access care. Unfortunately the government has not educated the public about these risks. No wonder families are angry.

We are born fearless and experience most of our youth without fear. Then we experience small events that make us doubt ourselves, that bring fear into our lives.

Don't let nursing homes intimidate you or your family members into remaining in a situation you feel is not in your long term best interest. You can go home!

Take advantage preferred rates for long term care insurance when you are young and healthy. This will result in significant savings over time and allow you to consider helping your parents make the decision to purchase insurance for themselves.

Women are natural born caregivers, however the majority of women do not understand how caregiving affects their earning and retirement years. Take action now to ensure you are not left behind in your latter years without financial resources and health care.

According to a survey by John Hancock, persons would rather die or go bankrupt that live in a nursing home. Learn about planning ahead so that you or your family members do not end up without choices at end of life.

Parents often believe, rather they expect, children will care for them as they age. This is not always the case. Learn common myths about caregiving, aging and unrealistic expectations.

Many Americans believe that the government pays for all health expenses once they participate in Medicare. Not true. Medicare does not pay for the most significant of healthcare expenses, long term care. Learn what Medicare does and does not pay for so you can plan for your healthcare future.

Many older adults are not financially prepared for unexpected health care expenses during retirement and often look to children or other family members to provide financial or personal support. By preparing early you can avoid being placed in this situation.