- By Scott Letourneau
- Published 24 August 2008
- Financing
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Rating:
Unrated

The main system in place for determining credit scores is called FICO, an acronym for Fair Isaac Credit Organization, which is the company that owns this formula. The three credit bureaus, Equifax, TransUnion, and Experian all use this system to establish credit scores, but they each market it under a different name.